Cal Xic

CAL XIC

Cal Xic

Cal Xic

COOKIES POLICY

What are cookies?

Cookies are small data files that are received on the terminal from the website visited and are used to record certain interactions of navigation on a website by storing data that can be updated and retrieved. These files are stored on the user’s computer and contain anonymous data that is not harmful to your computer. They are used to remember user preferences, such as the selected language, access data or personalization of the page.

Cookies may also be used to record anonymous information about how a visitor uses a site. For example, from which Web page you have accessed, or if you have used an advertising “banner” to get there.

Why does CALXIC.CAT use cookies?

CALXIC.CAT uses cookies that are strictly necessary and essential for you to use our websites and allow you to move freely, use secure areas, personalized options, etc. In addition, it uses cookies that collect data related to the analysis of the use of the Web. These are used to help improve customer service, measuring the use and performance of the page, to optimize and personalize it.

Our sites may also have links to social networks (such as Facebook or Twitter). CALXIC.CAT does not control the cookies used by these external websites. For more information about cookies from social networks or other third-party websites, we recommend reviewing their own cookie policies.

What use do we give to the different types of cookies?
According to its purpose:

 

technical cookies

Technical cookies are those that are essential and strictly necessary for the proper functioning of a Web portal and the use of the different options and services it offers.

For example, those used to maintain the session, response time management, performance or validation of options, use security elements, share content with social networks, etc.


Personalization cookies

These cookies allow the user to specify or customize some characteristics of the general options of the Web page, for example, to define the language, regional configuration or type of browser.


Analytical cookies

Analytical cookies are those used by our Web portals, to create browsing profiles and to be able to know the preferences of its users in order to improve the offer of products and services.

For example, through an analytical cookie, the geographical areas of greatest interest to a user would be controlled, which is the most widely accepted product, etc.


Advertising / advertising cookies

Advertising cookies allow the management of advertising spaces based on specific criteria. For example, the frequency of access, the content edited, etc.

Advertising cookies allow through the management of advertising to store information on behavior through the observation of habits, studying accesses and forming a profile of user preferences, to offer advertising related to the interests of your profile.


According to term:

 

session cookies

Session cookies are those that last as long as the user is browsing the Web page and are deleted at the end.


persistent cookies

These cookies are stored in the user’s terminal for a longer time, thus facilitating the control of the chosen preferences without having to repeat certain parameters each time the website is visited.


 

What if I don’t want to have these cookies or I don’t do anything about it?

To comply with current legislation, we have to ask for your permission to manage cookies. If you decide not to authorize the treatment indicating your non-compliance, we would only use technical cookies, since they are essential for browsing our website. In this case, we would not store any cookies. In the case of continuing to browse our website without denying your authorization, it implies that you accept its use.

Please note that if you reject or delete the cookies browsing the Bank’s website, we will not be able to maintain your preferences, some features of the pages will not be operational, we will not be able to offer you personalized services and each time you browse our website we will have to request your authorization for the use of cookies.

If even so, you decide to modify the configuration of your access to the Web page, you should know that it is possible to eliminate cookies or prevent this information from being recorded on your computer at any time by modifying the configuration parameters of your browser:

Internet Explorer cookie settings
Firefox cookie settings
Google Chrome cookie settings
Safari cookie settings

These browsers are subject to updates or modifications, so we cannot guarantee that they will fully adjust to the version of your browser. It may also be that you use another browser not covered in these links such as Konqueror, Arora, Flock, etc. To avoid these mismatches, you can access it directly from the options of your browser, which is generally found in the Options menu, in the “Privacy” section. (Please consult your browser’s help for more information.)

 

Are the data collected in cookies used on websites other than dCALXIC.CAT?

Some of our cookies are used to generate advertising on third-party networks or to perform analytics for which we use tools external to CALXIC.CAT. The cookies used are for the exclusive use of the bank and its group of companies that in no case do they trade with them.

At CALXIC.CAT we work with trusted providers who help us manage and personalize our web pages.

So what does the above information mean?

If you accept our cookies, you allow us to improve the CALXIC.CAT websites to offer you optimal access and give you a more efficient and personalized service.

In addition, you can configure your browser to establish that only trusted websites or the pages you are browsing at the moment can manage cookies, allowing you to select your preferences.

By providing this policy, CALXIC.CAT demonstrates its commitment to current legislation on the use of cookies, providing you with information so that you can understand what type of cookies we use and why we do so. With this, we intend to provide you with transparency regarding the data processed about the navigation carried out from your computer on our website.

This policy is reviewed periodically to ensure its validity, so it can be modified. We recommend that you visit the page regularly where we will inform you of any updates in this regard.

¿Where can i get more information?

If you need more information about the cookie directive, please consult the Official State Gazette published on March 31, 2012 (for Spain) where the directives on electronic communications are transposed. The directive is also available from the Information Commissioner Office.

Additionally, you can access some educational videos published by the Spanish Agency for Data Protection in which it is explained, step by step, how to configure the privacy options of the most common browsers, social networks and mobile operating systems, in Videos AEPD.